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Dave's avatar

Increasing hard to find insurance. One wonders if many good old boats will become landfill as they are uninsurable... even for liability!

BoatUS covered my past wooden boat (cedar strip covered by glass). When sold the new owner was refused by BoatUS and others as the boat had a 'Z' HIN (This doesn't mean boat home built just has a HIN issued by the State of WA - my old boat WAS professionally built). BoatUS was even more interesting in they had, three days before I sold, renewed the policy!

The new owner was able to get liability from Markel American Insurance.

Each year I worry that my current boat will be dropped as the insurance companies increasing refuse to cover anything but new or exceedingly valuable classics. The average owner may be out of luck as the boats the middle class can afford to own and/or build are not 'safe' enough for the underwriters.

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Simeon Baldwin's avatar

I have been very satisfied using Progressive Insurance for my 12’ SCAMP Noddy. I believe Progressive does not insure wooden boats but Noddy is a composite in the truest sense. They of course provide liability insurance coverage. I have had one bent alloy mast claim in the past (2015) and it was promptly settled.

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